Wise Charge on Your Bank Statement

Wise is a finance company, and a charge from it on your bank statement is a payment taken by Wise. Wise (formerly TransferWise) is an international money-transfer and multi-currency account service known for low, transparent fees. A charge is usually a transfer plus its small fee, a currency conversion, or a Wise card purchase.

What Is Wise?

Wise (formerly TransferWise) is an international money-transfer and multi-currency account service known for low, transparent fees. A charge is usually a transfer plus its small fee, a currency conversion, or a Wise card purchase. It typically appears as WISE or TRANSFERWISE on your statement.

Category: Finance

Is a Wise Charge Legitimate?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your Wise account to review recent activity.

How Does Wise Appear on Your Bank Statement?

This company may appear on your bank statement under one of these transaction descriptors:

If you see any of these codes on your statement, click the link above to find out more about that specific charge.

How Do I Cancel or Dispute a Wise Charge?

  1. Check your account: Log in to your Wise account and review your active subscriptions and recent transactions. You may have forgotten about a trial or annual renewal.
  2. Contact the merchant: Reach out to Wise customer support about the charge. Keep a written record of all communication.
  3. Contact your bank: If you cannot resolve this with the merchant, contact your bank or card issuer. They can explain what options may be available for this type of payment and whether any time limits apply.

Frequently Asked Questions About Wise Charges

What is Wise on my bank statement?

Wise is a finance company. Wise (formerly TransferWise) is an international money-transfer and multi-currency account service known for low, transparent fees. A charge is usually a transfer plus its small fee, a currency conversion, or a Wise card purchase. It typically appears as WISE or TRANSFERWISE on your statement. It may appear on your bank statement under a shortened descriptor rather than its full name.

Is a charge from Wise legitimate?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your Wise account to review recent activity.

How do I cancel Wise?

To cancel Wise, log in to your account on their website and navigate to your account or subscription settings. Alternatively, contact their customer support directly. If a charge does not match your records after cancelling, contact the merchant or your bank or card issuer.

How do I dispute a Wise charge?

If you cannot resolve this with the merchant, contact your bank or card issuer. They can explain what options may be available for this type of payment and whether any time limits apply.

Why does Wise appear on my statement with a different name?

Banks display a short "transaction descriptor" set by the merchant's payment processor, not the company's full trading name. This is why Wise may appear as an abbreviation or code. The descriptor is usually the company's registered payment name, which can differ from the brand name you recognise.

For full details, user reviews, and contact information, visit https://www.detectmycharge.com/merchants/wise