Helping consumers worldwide understand their bank statements
We've all been there - scanning through a bank statement and wondering "What on earth is this charge?" Cryptic transaction descriptors like "AMZN MKTP", "PAYPAL *MERCHANT", or "SP SPOTIFY" can be confusing and concerning.
Detect My Charge was built to solve this problem. We've compiled an extensive database of merchants from around the world, covering common transaction patterns and typical subscription amounts to help you quickly identify those mysterious charges on your statement.
Whether it's a forgotten subscription, a one-off purchase, or a legitimate direct debit, our tool helps you understand where your money is going - giving you peace of mind and better control over your finances.
Our intelligent matching system identifies merchants from cryptic bank descriptors using pattern recognition and fuzzy matching.
Every result includes safety indicators to help you identify legitimate merchants and spot potential concerns.
Extensive database covering merchants from across the globe - including e-commerce, streaming, fintech, travel, gaming, and regional services.
Community notes and reports help keep our database accurate and growing, making the service better for everyone.
We currently cover hundreds of merchants worldwide across e-commerce, streaming services, fintech, gaming, travel, food delivery, utilities, telecoms, and more. Our database spans the US, UK, Europe, Asia, and beyond. It's constantly growing thanks to community contributions and reports. If you can't find a charge, report it and help us improve!
Detect My Charge is an informational tool designed to help you identify transaction descriptors. Our matches are based on pattern recognition and may not always be accurate.
Identify any charge on your bank statement: search Detect My Charge.