Obsidian Charge on Your Bank Statement

Obsidian is a subscription company, and a charge from it on your bank statement is a payment taken by Obsidian. Obsidian is a local-first knowledge base and note-taking app that is free for personal use. A charge is usually for optional add-ons such as Sync or Publish, or a commercial licence, billed as a subscription.

What Is Obsidian?

Obsidian is a local-first knowledge base and note-taking app that is free for personal use. A charge is usually for optional add-ons such as Sync or Publish, or a commercial licence, billed as a subscription. It typically appears as OBSIDIAN on your statement.

Category: Subscription

Is a Obsidian Charge Legitimate?

Obsidian is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Obsidian account to review recent activity.

How Does Obsidian Appear on Your Bank Statement?

This company may appear on your bank statement under one of these transaction descriptors:

If you see any of these codes on your statement, click the link above to find out more about that specific charge.

How Do I Cancel or Dispute a Obsidian Charge?

  1. Check your account: Log in to your Obsidian account and review your active subscriptions and recent transactions. You may have forgotten about a trial or annual renewal.
  2. Contact the merchant: Reach out to Obsidian customer support and request a cancellation or refund. Keep a written record of all communication.
  3. Raise a chargeback: If you did not authorise the charge and the merchant does not help, contact your bank to dispute the transaction. Your bank can raise a chargeback on your behalf under Visa or Mastercard rules.
  4. Section 75 protection: If the purchase was made on a credit card and was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

Frequently Asked Questions About Obsidian Charges

What is Obsidian on my bank statement?

Obsidian is a subscription company. Obsidian is a local-first knowledge base and note-taking app that is free for personal use. A charge is usually for optional add-ons such as Sync or Publish, or a commercial licence, billed as a subscription. It typically appears as OBSIDIAN on your statement. It may appear on your bank statement under a shortened descriptor rather than its full name.

Is a charge from Obsidian legitimate?

Obsidian is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Obsidian account to review recent activity.

How do I cancel Obsidian?

To cancel Obsidian, log in to your account on their website and navigate to your account or subscription settings. Alternatively, contact their customer support directly. Once cancelled, no further charges should be taken. If you have already been charged and wish to recover the money, contact your bank to raise a dispute.

How do I dispute a Obsidian charge?

If you do not recognise a charge from Obsidian, call the number on the back of your bank card or use your bank's mobile app to raise a dispute. Explain that you do not recognise the transaction and ask for a chargeback. Under Visa and Mastercard rules you typically have up to 120 days from the transaction date to raise a chargeback claim. For purchases over £100 paid by credit card, you may also have additional protection under Section 75 of the Consumer Credit Act.

Why does Obsidian appear on my statement with a different name?

Banks display a short "transaction descriptor" set by the merchant's payment processor, not the company's full trading name. This is why Obsidian may appear as an abbreviation or code. The descriptor is usually the company's registered payment name, which can differ from the brand name you recognise.

For full details, user reviews, and contact information, visit https://www.detectmycharge.com/merchants/obsidian