YOUTUBE — YouTube Premium Bank Charge Explained

YOUTUBE on your bank statement is a transaction descriptor for YouTube Premium, a subscription company. YouTube Premium removes ads and adds background play, offline downloads and YouTube Music. A recurring charge is your monthly or annual plan, with individual, family and student tiers available.

What Is the YOUTUBE Charge?

YOUTUBE is a transaction descriptor for YouTube Premium, a subscription company.

YouTube Premium removes ads and adds background play, offline downloads and YouTube Music. A recurring charge is your monthly or annual plan, with individual, family and student tiers available. It is billed by Google, so it usually appears as GOOGLE *YOUTUBEPREMIUM on your statement.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code YOUTUBE is the official identifier that YouTube Premium registered with Visa or Mastercard.

Is the YOUTUBE Charge Legitimate?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your YouTube Premium account to review recent activity.

How Do I Cancel or Dispute a YOUTUBE Charge?

  1. Identify the charge: Confirm the charge is from YouTube Premium by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to YouTube Premium and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does YouTube Premium Use on Bank Statements?

YouTube Premium may also appear on your statement as:

Frequently Asked Questions About YOUTUBE

What is YOUTUBE on my bank statement?

YOUTUBE is a bank statement transaction code for YouTube Premium, a subscription company. YouTube Premium removes ads and adds background play, offline downloads and YouTube Music. A recurring charge is your monthly or annual plan, with individual, family and student tiers available. It is billed by Google, so it usually appears as GOOGLE *YOUTUBEPREMIUM on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is YOUTUBE a scam?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your YouTube Premium account to review recent activity.

Why is YOUTUBE on my bank statement?

YOUTUBE appears on your statement because YouTube Premium processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel YOUTUBE?

If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

How do I get a refund for a YOUTUBE charge?

If you cannot resolve this with the merchant, contact your bank or card issuer. They can explain what options may be available for this type of payment and whether any time limits apply.

For more information about YouTube Premium and all its known transaction codes, visit the YouTube Premium merchant page.