KLARNA — Klarna Bank Charge Explained

KLARNA on your bank statement may relate to Klarna, which is listed in the Finance category. Klarna is a Buy Now Pay Later provider letting you split or defer payments, so a charge is usually one instalment of a purchase made at another retailer. Several Klarna entries can appear at once if you have multiple plans running.

What Is the KLARNA Charge?

KLARNA may relate to Klarna, which is listed in the Finance category.

Klarna is a Buy Now Pay Later provider letting you split or defer payments, so a charge is usually one instalment of a purchase made at another retailer. Several Klarna entries can appear at once if you have multiple plans running. Watch your instalment dates, as missed payments may incur fees, and descriptors commonly read KLARNA*<merchant>.

KLARNA is how this charge may appear on your bank or card statement.

How Do I Cancel a KLARNA Charge?

  1. Identify the charge: Confirm the charge is from Klarna by checking your email for a receipt or logging into your account on their website.
  2. Cancel a recurring payment: If this is a recurring payment you no longer want, log in to your Klarna account and cancel it in your account settings before the next billing date.
  3. Contact the merchant: If you recognise the merchant but have a question about the charge, contact Klarna directly using the details on this page.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does Klarna Use on Bank Statements?

Klarna may also appear on your statement as:

Frequently Asked Questions About KLARNA

What is KLARNA on my bank statement?

KLARNA is a bank statement transaction code that may relate to Klarna, which is listed in the Finance category. Klarna is a Buy Now Pay Later provider letting you split or defer payments, so a charge is usually one instalment of a purchase made at another retailer. Several Klarna entries can appear at once if you have multiple plans running. Watch your instalment dates, as missed payments may incur fees, and descriptors commonly read KLARNA*<merchant>. This descriptor appears because banks display a shortened payment code instead of the full company name.

Why is KLARNA on my bank statement?

KLARNA is how this charge may appear on your bank or card statement.

How do I cancel KLARNA?

If this is a recurring payment you no longer want, log in to your Klarna account and cancel it in your account settings before the next billing date. If you recognise the merchant but have a question about the charge, contact Klarna directly using the details on this page. If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

Related charges

For more information about Klarna and all its known transaction codes, visit the Klarna merchant page.