GUMTREE — Gumtree Bank Charge Explained

GUMTREE on your bank statement is a transaction descriptor for Gumtree, a retail company. Gumtree is a UK classified-ads site for buying, selling and local services. A direct charge is usually a fee for a paid or promoted listing rather than an item purchase, since most deals are arranged privately.

What Is the GUMTREE Charge?

GUMTREE is a transaction descriptor for Gumtree, a retail company.

Gumtree is a UK classified-ads site for buying, selling and local services. A direct charge is usually a fee for a paid or promoted listing rather than an item purchase, since most deals are arranged privately. Be cautious of off-platform payment scams, and entries read GUMTREE.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code GUMTREE is the official identifier that Gumtree registered with Visa or Mastercard.

Is the GUMTREE Charge Legitimate?

If you do not recognise this transaction, contact your bank promptly and follow its reporting process. Your bank can explain what options are available. Contacting the merchant directly may also help.

How Do I Cancel or Dispute a GUMTREE Charge?

  1. Identify the charge: Confirm the charge is from Gumtree by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Gumtree and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does Gumtree Use on Bank Statements?

Gumtree may also appear on your statement as:

Frequently Asked Questions About GUMTREE

What is GUMTREE on my bank statement?

GUMTREE is a bank statement transaction code for Gumtree, a retail company. Gumtree is a UK classified-ads site for buying, selling and local services. A direct charge is usually a fee for a paid or promoted listing rather than an item purchase, since most deals are arranged privately. Be cautious of off-platform payment scams, and entries read GUMTREE. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is GUMTREE a scam?

If you do not recognise this transaction, contact your bank promptly and follow its reporting process. Your bank can explain what options are available. Contacting the merchant directly may also help.

Why is GUMTREE on my bank statement?

GUMTREE appears on your statement because Gumtree processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel GUMTREE?

If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

How do I get a refund for a GUMTREE charge?

If you cannot resolve this with the merchant, contact your bank or card issuer. They can explain what options may be available for this type of payment and whether any time limits apply.

For more information about Gumtree and all its known transaction codes, visit the Gumtree merchant page.