Amazon Charges on Bank Statement Explained

Amazon is one of the most frequent sources of confusing bank charges because the company uses many different descriptor formats and operates multiple services. Here's a complete breakdown of what Amazon charges look like.

Amazon Marketplace Charges

Standard Amazon purchases appear as "AMZN MKTP UK" (UK) or "AMZN MKTP US" (US), often followed by a short order reference code. This is the most common Amazon descriptor you'll see.

"AMZN MKTP UK*AB1CD2E34" — MKTP stands for Marketplace, UK is the store, and the code is your order reference.

Amazon Prime Charges

Amazon Prime membership renewals appear as "AMAZON PRIME" or "AMZN*PRIME" on your statement. These occur monthly (£8.99/month) or annually (£95/year) depending on your plan. You can check your Prime membership status at amazon.co.uk/prime.

Amazon Digital Purchases

Kindle books, apps, music, and other digital content appear as "AMZN DIGITAL" or "Amazon Digital Services". These are usually small amounts for individual purchases or a monthly subscription to Kindle Unlimited or Amazon Music.

AWS (Amazon Web Services)

If you run a business or personal project using Amazon's cloud platform, charges appear as "Amazon Web Services" or "AWS". These are usually invoiced monthly and can vary significantly.

Amazon Audible, IMDb TV, and Other Services

Amazon subsidiaries have their own descriptors: Audible appears as "AUDIBLE" or "AMZN*AUDIBLE", Twitch subscriptions appear as "TWITCH*", and Amazon Fresh grocery deliveries appear as "AMZN*FRESH" or similar.

Frequently Asked Questions

What is "AMZN MKTP"?

AMZN MKTP stands for Amazon Marketplace. It's the descriptor used for purchases from amazon.co.uk or amazon.com.

Why did I get an Amazon charge I don't recognise?

Check your Amazon order history and any Amazon-owned services (Prime, Kindle, Audible, AWS). Also check if a family member has a linked Amazon account.

How do I cancel Amazon Prime?

Go to amazon.co.uk > Account > Prime Membership > Manage > Cancel Amazon Prime. You'll keep access until the end of your billing period.

What is "AMZN DIGITAL"?

AMZN DIGITAL (or Amazon Digital Services) covers digital purchases including Kindle books, Prime Video rentals, app purchases, and Amazon Music.

Can family members charge to my Amazon account?

Yes — if you have Amazon Household sharing enabled, linked family members can make purchases that charge to your default payment method.

What is an Amazon "1-Click" charge?

1-Click (now called "Buy Now") allows instant purchases without going through the checkout. If enabled, accidental clicks can result in unexpected charges.

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