WISH — Wish Bank Charge Explained

WISH on your bank statement is a transaction descriptor for Wish, a retail company. Wish is an e-commerce platform offering very low-priced items shipped directly from various sellers, mostly overseas. Charges are individual purchases that vary by order, with longer delivery times.

What Is the WISH Charge?

WISH is a transaction descriptor for Wish, a retail company.

Wish is an e-commerce platform offering very low-priced items shipped directly from various sellers, mostly overseas. Charges are individual purchases that vary by order, with longer delivery times. They usually appear as WISH.COM; review any unexpected charge.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code WISH is the official identifier that Wish registered with Visa or Mastercard.

Is the WISH Charge Legitimate?

If you do not recognise this transaction, contact your bank promptly and follow its reporting process. Your bank can explain what options are available. Contacting the merchant directly may also help.

How Do I Cancel or Dispute a WISH Charge?

  1. Identify the charge: Confirm the charge is from Wish by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Wish and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does Wish Use on Bank Statements?

Wish may also appear on your statement as:

Frequently Asked Questions About WISH

What is WISH on my bank statement?

WISH is a bank statement transaction code for Wish, a retail company. Wish is an e-commerce platform offering very low-priced items shipped directly from various sellers, mostly overseas. Charges are individual purchases that vary by order, with longer delivery times. They usually appear as WISH.COM; review any unexpected charge. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is WISH a scam?

If you do not recognise this transaction, contact your bank promptly and follow its reporting process. Your bank can explain what options are available. Contacting the merchant directly may also help.

Why is WISH on my bank statement?

WISH appears on your statement because Wish processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel WISH?

If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

How do I get a refund for a WISH charge?

If you cannot resolve this with the merchant, contact your bank or card issuer. They can explain what options may be available for this type of payment and whether any time limits apply.

For more information about Wish and all its known transaction codes, visit the Wish merchant page.