WILKO on your bank statement is a transaction descriptor for Wilko, a retail company. Wilko was a UK variety store selling household, garden and DIY goods; the high-street chain entered administration in 2023 and the brand now operates online. Historic charges were one-off in-store purchases.
WILKO is a transaction descriptor for Wilko, a retail company.
Wilko was a UK variety store selling household, garden and DIY goods; the high-street chain entered administration in 2023 and the brand now operates online. Historic charges were one-off in-store purchases. An unexpected current Wilko charge is worth checking, and entries read WILKO or WILKINSON.
This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code WILKO is the official identifier that Wilko registered with Visa or Mastercard.
Wilko is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Wilko account to review recent activity.
Wilko may also appear on your statement as:
WILKO is a bank statement transaction code for Wilko, a retail company. Wilko was a UK variety store selling household, garden and DIY goods; the high-street chain entered administration in 2023 and the brand now operates online. Historic charges were one-off in-store purchases. An unexpected current Wilko charge is worth checking, and entries read WILKO or WILKINSON. This descriptor appears because banks display a shortened payment code instead of the full company name.
Wilko is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Wilko account to review recent activity.
WILKO appears on your statement because Wilko processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.
To stop WILKO charges from appearing on your statement, you need to cancel your Wilko subscription or account. Log in to the Wilko website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.
If you believe you have been charged incorrectly by Wilko, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.
For more information about Wilko and all its known transaction codes, visit the Wilko merchant page.