VANQUIS BANK* — Vanquis Bank Bank Charge Explained

VANQUIS BANK* on your bank statement is a transaction descriptor for Vanquis Bank, a financial services company. Vanquis Bank is a UK lender specialising in credit cards for people with limited or poor credit history. Charges appear for credit card repayments, annual fees, or optional payment protection products.

What Is the VANQUIS BANK* Charge?

VANQUIS BANK* is a transaction descriptor for Vanquis Bank, a financial services company.

Vanquis Bank is a UK lender specialising in credit cards for people with limited or poor credit history. Charges appear for credit card repayments, annual fees, or optional payment protection products. Previously part of Provident Financial Group.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code VANQUIS BANK* is the official identifier that Vanquis Bank registered with Visa or Mastercard.

Is the VANQUIS BANK* Charge Legitimate?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your Vanquis Bank account to review recent activity.

How Do I Cancel or Dispute a VANQUIS BANK* Charge?

  1. Identify the charge: Confirm the charge is from Vanquis Bank by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Vanquis Bank and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does Vanquis Bank Use on Bank Statements?

Vanquis Bank may also appear on your statement as:

Frequently Asked Questions About VANQUIS BANK*

What is VANQUIS BANK* on my bank statement?

VANQUIS BANK* is a bank statement transaction code for Vanquis Bank, a financial services company. Vanquis Bank is a UK lender specialising in credit cards for people with limited or poor credit history. Charges appear for credit card repayments, annual fees, or optional payment protection products. Previously part of Provident Financial Group. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is VANQUIS BANK* a scam?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your Vanquis Bank account to review recent activity.

Why is VANQUIS BANK* on my bank statement?

VANQUIS BANK* appears on your statement because Vanquis Bank processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel VANQUIS BANK*?

If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

How do I get a refund for a VANQUIS BANK* charge?

If you cannot resolve this with the merchant, contact your bank or card issuer. They can explain what options may be available for this type of payment and whether any time limits apply.

For more information about Vanquis Bank and all its known transaction codes, visit the Vanquis Bank merchant page.