TOOL STATION — Toolstation Bank Charge Explained

TOOL STATION on your bank statement is a transaction descriptor for Toolstation, a retail company. Toolstation is a UK trade supplier of tools and building materials, competing with Screwfix. Charges are one-off purchases that vary by order.

What Is the TOOL STATION Charge?

TOOL STATION is a transaction descriptor for Toolstation, a retail company.

Toolstation is a UK trade supplier of tools and building materials, competing with Screwfix. Charges are one-off purchases that vary by order. They usually appear as TOOLSTATION on your statement.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code TOOL STATION is the official identifier that Toolstation registered with Visa or Mastercard.

Is the TOOL STATION Charge Legitimate?

Toolstation is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Toolstation account to review recent activity.

How Do I Cancel or Dispute a TOOL STATION Charge?

  1. Identify the charge: Confirm the charge is from Toolstation by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Toolstation and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact Toolstation customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the TOOL STATION transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does Toolstation Use on Bank Statements?

Toolstation may also appear on your statement as:

Frequently Asked Questions About TOOL STATION

What is TOOL STATION on my bank statement?

TOOL STATION is a bank statement transaction code for Toolstation, a retail company. Toolstation is a UK trade supplier of tools and building materials, competing with Screwfix. Charges are one-off purchases that vary by order. They usually appear as TOOLSTATION on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is TOOL STATION a scam?

Toolstation is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Toolstation account to review recent activity.

Why is TOOL STATION on my bank statement?

TOOL STATION appears on your statement because Toolstation processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel TOOL STATION?

To stop TOOL STATION charges from appearing on your statement, you need to cancel your Toolstation subscription or account. Log in to the Toolstation website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a TOOL STATION charge?

If you believe you have been charged incorrectly by Toolstation, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about Toolstation and all its known transaction codes, visit the Toolstation merchant page.