SPOTIFY.COM on your bank statement is a transaction descriptor for Spotify, a subscription company. Music and podcast streaming service with a free ad-supported tier and paid Premium and Family plans. A recurring charge here is almost always your monthly Premium subscription, billed on the same date each month.
SPOTIFY.COM is a transaction descriptor for Spotify, a subscription company.
Music and podcast streaming service with a free ad-supported tier and paid Premium and Family plans. A recurring charge here is almost always your monthly Premium subscription, billed on the same date each month. It typically shows as SPOTIFY or SPOTIFY P followed by your plan, and free-tier users should not see any charge at all.
This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code SPOTIFY.COM is the official identifier that Spotify registered with Visa or Mastercard.
Spotify is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Spotify account to review recent activity.
Spotify may also appear on your statement as:
SPOTIFY.COM is a bank statement transaction code for Spotify, a subscription company. Music and podcast streaming service with a free ad-supported tier and paid Premium and Family plans. A recurring charge here is almost always your monthly Premium subscription, billed on the same date each month. It typically shows as SPOTIFY or SPOTIFY P followed by your plan, and free-tier users should not see any charge at all. This descriptor appears because banks display a shortened payment code instead of the full company name.
Spotify is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Spotify account to review recent activity.
SPOTIFY.COM appears on your statement because Spotify processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.
To stop SPOTIFY.COM charges from appearing on your statement, you need to cancel your Spotify subscription or account. Log in to the Spotify website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.
If you believe you have been charged incorrectly by Spotify, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.
For more information about Spotify and all its known transaction codes, visit the Spotify merchant page.