SOUTHWEST — Southwest Airlines Bank Charge Explained

SOUTHWEST on your bank statement is a transaction descriptor for Southwest Airlines, a travel company. Southwest Airlines is a major US airline known for no change fees and two free checked bags. Charges are per booking and vary by route, plus any add-ons.

What Is the SOUTHWEST Charge?

SOUTHWEST is a transaction descriptor for Southwest Airlines, a travel company.

Southwest Airlines is a major US airline known for no change fees and two free checked bags. Charges are per booking and vary by route, plus any add-ons. For UK cardholders this usually relates to US travel, and entries read SOUTHWEST.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code SOUTHWEST is the official identifier that Southwest Airlines registered with Visa or Mastercard.

Is the SOUTHWEST Charge Legitimate?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your Southwest Airlines account to review recent activity.

How Do I Cancel or Dispute a SOUTHWEST Charge?

  1. Identify the charge: Confirm the charge is from Southwest Airlines by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Southwest Airlines and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does Southwest Airlines Use on Bank Statements?

Southwest Airlines may also appear on your statement as:

Frequently Asked Questions About SOUTHWEST

What is SOUTHWEST on my bank statement?

SOUTHWEST is a bank statement transaction code for Southwest Airlines, a travel company. Southwest Airlines is a major US airline known for no change fees and two free checked bags. Charges are per booking and vary by route, plus any add-ons. For UK cardholders this usually relates to US travel, and entries read SOUTHWEST. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is SOUTHWEST a scam?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your Southwest Airlines account to review recent activity.

Why is SOUTHWEST on my bank statement?

SOUTHWEST appears on your statement because Southwest Airlines processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel SOUTHWEST?

If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

How do I get a refund for a SOUTHWEST charge?

If you cannot resolve this with the merchant, contact your bank or card issuer. They can explain what options may be available for this type of payment and whether any time limits apply.

For more information about Southwest Airlines and all its known transaction codes, visit the Southwest Airlines merchant page.