ROAM — Roam Research Bank Charge Explained

ROAM on your bank statement is a transaction descriptor for Roam Research, a subscription company. Roam Research is a note-taking tool for networked thought with bidirectional linking. A recurring charge is your subscription, billed monthly or annually (including a multi-year Believer plan).

What Is the ROAM Charge?

ROAM is a transaction descriptor for Roam Research, a subscription company.

Roam Research is a note-taking tool for networked thought with bidirectional linking. A recurring charge is your subscription, billed monthly or annually (including a multi-year Believer plan). It typically appears as ROAM RESEARCH on your statement.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code ROAM is the official identifier that Roam Research registered with Visa or Mastercard.

Is the ROAM Charge Legitimate?

Roam Research is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Roam Research account to review recent activity.

How Do I Cancel or Dispute a ROAM Charge?

  1. Identify the charge: Confirm the charge is from Roam Research by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Roam Research and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact Roam Research customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the ROAM transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does Roam Research Use on Bank Statements?

Roam Research may also appear on your statement as:

Frequently Asked Questions About ROAM

What is ROAM on my bank statement?

ROAM is a bank statement transaction code for Roam Research, a subscription company. Roam Research is a note-taking tool for networked thought with bidirectional linking. A recurring charge is your subscription, billed monthly or annually (including a multi-year Believer plan). It typically appears as ROAM RESEARCH on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is ROAM a scam?

Roam Research is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Roam Research account to review recent activity.

Why is ROAM on my bank statement?

ROAM appears on your statement because Roam Research processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel ROAM?

To stop ROAM charges from appearing on your statement, you need to cancel your Roam Research subscription or account. Log in to the Roam Research website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a ROAM charge?

If you believe you have been charged incorrectly by Roam Research, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about Roam Research and all its known transaction codes, visit the Roam Research merchant page.