RAC BREAKDOWN — RAC Bank Charge Explained

RAC BREAKDOWN on your bank statement may relate to RAC, which is listed in the Subscription category. The RAC is a UK motoring organisation offering breakdown cover, insurance and vehicle checks. A recurring charge is usually your breakdown membership, billed annually or monthly and often higher at renewal.

What Is the RAC BREAKDOWN Charge?

RAC BREAKDOWN may relate to RAC, which is listed in the Subscription category.

The RAC is a UK motoring organisation offering breakdown cover, insurance and vehicle checks. A recurring charge is usually your breakdown membership, billed annually or monthly and often higher at renewal. It usually appears as RAC or RAC MOTORING on your statement.

RAC BREAKDOWN is how this charge may appear on your bank or card statement.

How Do I Cancel a RAC BREAKDOWN Charge?

  1. Identify the charge: Confirm the charge is from RAC by checking your email for a receipt or logging into your account on their website.
  2. Cancel a recurring payment: If this is a recurring payment you no longer want, log in to your RAC account and cancel it in your account settings before the next billing date.
  3. Contact the merchant: If you recognise the merchant but have a question about the charge, contact RAC directly using the details on this page.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does RAC Use on Bank Statements?

RAC may also appear on your statement as:

Frequently Asked Questions About RAC BREAKDOWN

What is RAC BREAKDOWN on my bank statement?

RAC BREAKDOWN is a bank statement transaction code that may relate to RAC, which is listed in the Subscription category. The RAC is a UK motoring organisation offering breakdown cover, insurance and vehicle checks. A recurring charge is usually your breakdown membership, billed annually or monthly and often higher at renewal. It usually appears as RAC or RAC MOTORING on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Why is RAC BREAKDOWN on my bank statement?

RAC BREAKDOWN is how this charge may appear on your bank or card statement.

How do I cancel RAC BREAKDOWN?

If this is a recurring payment you no longer want, log in to your RAC account and cancel it in your account settings before the next billing date. If you recognise the merchant but have a question about the charge, contact RAC directly using the details on this page. If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

Related charges

For more information about RAC and all its known transaction codes, visit the RAC merchant page.