PRET — Pret A Manger Bank Charge Explained

PRET on your bank statement is a transaction descriptor for Pret A Manger, a retail company. Pret A Manger is a sandwich and coffee chain selling freshly made food, and it offers the Club Pret coffee subscription. One-off charges vary by purchase, while a fixed monthly amount is likely your Club Pret membership.

What Is the PRET Charge?

PRET is a transaction descriptor for Pret A Manger, a retail company.

Pret A Manger is a sandwich and coffee chain selling freshly made food, and it offers the Club Pret coffee subscription. One-off charges vary by purchase, while a fixed monthly amount is likely your Club Pret membership. They typically appear as PRET A MANGER or PRET.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code PRET is the official identifier that Pret A Manger registered with Visa or Mastercard.

Is the PRET Charge Legitimate?

Pret A Manger is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Pret A Manger account to review recent activity.

How Do I Cancel or Dispute a PRET Charge?

  1. Identify the charge: Confirm the charge is from Pret A Manger by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Pret A Manger and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact Pret A Manger customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the PRET transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does Pret A Manger Use on Bank Statements?

Pret A Manger may also appear on your statement as:

Frequently Asked Questions About PRET

What is PRET on my bank statement?

PRET is a bank statement transaction code for Pret A Manger, a retail company. Pret A Manger is a sandwich and coffee chain selling freshly made food, and it offers the Club Pret coffee subscription. One-off charges vary by purchase, while a fixed monthly amount is likely your Club Pret membership. They typically appear as PRET A MANGER or PRET. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is PRET a scam?

Pret A Manger is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Pret A Manger account to review recent activity.

Why is PRET on my bank statement?

PRET appears on your statement because Pret A Manger processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel PRET?

To stop PRET charges from appearing on your statement, you need to cancel your Pret A Manger subscription or account. Log in to the Pret A Manger website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a PRET charge?

If you believe you have been charged incorrectly by Pret A Manger, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about Pret A Manger and all its known transaction codes, visit the Pret A Manger merchant page.