NCP — NCP Bank Charge Explained

NCP on your bank statement is a transaction descriptor for NCP, a retail company. NCP (National Car Parks) operates car parks across the UK, with payment in person, online or via apps such as RingGo. Charges are one-off and vary by duration, and pre-booked parking may show separately.

What Is the NCP Charge?

NCP is a transaction descriptor for NCP, a retail company.

NCP (National Car Parks) operates car parks across the UK, with payment in person, online or via apps such as RingGo. Charges are one-off and vary by duration, and pre-booked parking may show separately. They typically appear as NCP or NCP CAR PARKS on your statement.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code NCP is the official identifier that NCP registered with Visa or Mastercard.

Is the NCP Charge Legitimate?

NCP is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your NCP account to review recent activity.

How Do I Cancel or Dispute a NCP Charge?

  1. Identify the charge: Confirm the charge is from NCP by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to NCP and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact NCP customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the NCP transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does NCP Use on Bank Statements?

NCP may also appear on your statement as:

Frequently Asked Questions About NCP

What is NCP on my bank statement?

NCP is a bank statement transaction code for NCP, a retail company. NCP (National Car Parks) operates car parks across the UK, with payment in person, online or via apps such as RingGo. Charges are one-off and vary by duration, and pre-booked parking may show separately. They typically appear as NCP or NCP CAR PARKS on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is NCP a scam?

NCP is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your NCP account to review recent activity.

Why is NCP on my bank statement?

NCP appears on your statement because NCP processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel NCP?

To stop NCP charges from appearing on your statement, you need to cancel your NCP subscription or account. Log in to the NCP website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a NCP charge?

If you believe you have been charged incorrectly by NCP, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about NCP and all its known transaction codes, visit the NCP merchant page.