MIDJOURNEY — Midjourney Bank Charge Explained

MIDJOURNEY on your bank statement is a transaction descriptor for Midjourney, a subscription company. Midjourney is an AI image-generation service used through Discord and the web. A recurring charge is your monthly or annual plan, with tiers offering more generation time.

What Is the MIDJOURNEY Charge?

MIDJOURNEY is a transaction descriptor for Midjourney, a subscription company.

Midjourney is an AI image-generation service used through Discord and the web. A recurring charge is your monthly or annual plan, with tiers offering more generation time. It typically appears as MIDJOURNEY on your statement.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code MIDJOURNEY is the official identifier that Midjourney registered with Visa or Mastercard.

Is the MIDJOURNEY Charge Legitimate?

Midjourney is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Midjourney account to review recent activity.

How Do I Cancel or Dispute a MIDJOURNEY Charge?

  1. Identify the charge: Confirm the charge is from Midjourney by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Midjourney and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact Midjourney customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the MIDJOURNEY transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does Midjourney Use on Bank Statements?

Midjourney may also appear on your statement as:

Frequently Asked Questions About MIDJOURNEY

What is MIDJOURNEY on my bank statement?

MIDJOURNEY is a bank statement transaction code for Midjourney, a subscription company. Midjourney is an AI image-generation service used through Discord and the web. A recurring charge is your monthly or annual plan, with tiers offering more generation time. It typically appears as MIDJOURNEY on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is MIDJOURNEY a scam?

Midjourney is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Midjourney account to review recent activity.

Why is MIDJOURNEY on my bank statement?

MIDJOURNEY appears on your statement because Midjourney processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel MIDJOURNEY?

To stop MIDJOURNEY charges from appearing on your statement, you need to cancel your Midjourney subscription or account. Log in to the Midjourney website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a MIDJOURNEY charge?

If you believe you have been charged incorrectly by Midjourney, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about Midjourney and all its known transaction codes, visit the Midjourney merchant page.