MICROSOFT*ONENOTE — OneNote Bank Charge Explained

MICROSOFT*ONENOTE on your bank statement is a transaction descriptor for OneNote, a technology company. OneNote is Microsoft's digital note-taking app, included with Microsoft 365. A separate charge is unusual because it comes with your Microsoft 365 subscription, so any related amount would appear under Microsoft.

What Is the MICROSOFT*ONENOTE Charge?

MICROSOFT*ONENOTE is a transaction descriptor for OneNote, a technology company.

OneNote is Microsoft's digital note-taking app, included with Microsoft 365. A separate charge is unusual because it comes with your Microsoft 365 subscription, so any related amount would appear under Microsoft. Look for MICROSOFT on your statement.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code MICROSOFT*ONENOTE is the official identifier that OneNote registered with Visa or Mastercard.

Is the MICROSOFT*ONENOTE Charge Legitimate?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your OneNote account to review recent activity.

How Do I Cancel or Dispute a MICROSOFT*ONENOTE Charge?

  1. Identify the charge: Confirm the charge is from OneNote by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to OneNote and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does OneNote Use on Bank Statements?

OneNote may also appear on your statement as:

Frequently Asked Questions About MICROSOFT*ONENOTE

What is MICROSOFT*ONENOTE on my bank statement?

MICROSOFT*ONENOTE is a bank statement transaction code for OneNote, a technology company. OneNote is Microsoft's digital note-taking app, included with Microsoft 365. A separate charge is unusual because it comes with your Microsoft 365 subscription, so any related amount would appear under Microsoft. Look for MICROSOFT on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is MICROSOFT*ONENOTE a scam?

A charge from this merchant may relate to a purchase, subscription, trial or another transaction. Only you and your bank can confirm whether a payment was authorised. It may help to check your email for a receipt, or log into your OneNote account to review recent activity.

Why is MICROSOFT*ONENOTE on my bank statement?

MICROSOFT*ONENOTE appears on your statement because OneNote processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel MICROSOFT*ONENOTE?

If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

How do I get a refund for a MICROSOFT*ONENOTE charge?

If you cannot resolve this with the merchant, contact your bank or card issuer. They can explain what options may be available for this type of payment and whether any time limits apply.

For more information about OneNote and all its known transaction codes, visit the OneNote merchant page.