M AND S — Marks & Spencer Bank Charge Explained

M AND S on your bank statement may relate to Marks & Spencer, which is listed in the Retail category. Marks & Spencer (M&S) is a British retailer selling food, clothing and homeware, with a Sparks loyalty scheme and M&S Bank. Charges are usually one-off purchases in store or online, while M&S Bank or insurance products may recur.

What Is the M AND S Charge?

M AND S may relate to Marks & Spencer, which is listed in the Retail category.

Marks & Spencer (M&S) is a British retailer selling food, clothing and homeware, with a Sparks loyalty scheme and M&S Bank. Charges are usually one-off purchases in store or online, while M&S Bank or insurance products may recur. Look for MARKS&SPENCER, M&S or M AND S on your statement.

M AND S is how this charge may appear on your bank or card statement.

How Do I Cancel a M AND S Charge?

  1. Identify the charge: Confirm the charge is from Marks & Spencer by checking your email for a receipt or logging into your account on their website.
  2. Cancel a recurring payment: If this is a recurring payment you no longer want, log in to your Marks & Spencer account and cancel it in your account settings before the next billing date.
  3. Contact the merchant: If you recognise the merchant but have a question about the charge, contact Marks & Spencer directly using the details on this page.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does Marks & Spencer Use on Bank Statements?

Marks & Spencer may also appear on your statement as:

Frequently Asked Questions About M AND S

What is M AND S on my bank statement?

M AND S is a bank statement transaction code that may relate to Marks & Spencer, which is listed in the Retail category. Marks & Spencer (M&S) is a British retailer selling food, clothing and homeware, with a Sparks loyalty scheme and M&S Bank. Charges are usually one-off purchases in store or online, while M&S Bank or insurance products may recur. Look for MARKS&SPENCER, M&S or M AND S on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Why is M AND S on my bank statement?

M AND S is how this charge may appear on your bank or card statement.

How do I cancel M AND S?

If this is a recurring payment you no longer want, log in to your Marks & Spencer account and cancel it in your account settings before the next billing date. If you recognise the merchant but have a question about the charge, contact Marks & Spencer directly using the details on this page. If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

Related charges

For more information about Marks & Spencer and all its known transaction codes, visit the Marks & Spencer merchant page.