KWIKFIT — Kwik Fit Bank Charge Explained

KWIKFIT on your bank statement is a transaction descriptor for Kwik Fit, a retail company. Kwik Fit is a UK car-servicing chain handling tyres, brakes, exhausts, MOTs and servicing. Charges are usually one-off service or parts payments that vary by job, though service plans can recur.

What Is the KWIKFIT Charge?

KWIKFIT is a transaction descriptor for Kwik Fit, a retail company.

Kwik Fit is a UK car-servicing chain handling tyres, brakes, exhausts, MOTs and servicing. Charges are usually one-off service or parts payments that vary by job, though service plans can recur. They typically appear as KWIK FIT or KWIK-FIT on your statement.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code KWIKFIT is the official identifier that Kwik Fit registered with Visa or Mastercard.

Is the KWIKFIT Charge Legitimate?

Kwik Fit is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Kwik Fit account to review recent activity.

How Do I Cancel or Dispute a KWIKFIT Charge?

  1. Identify the charge: Confirm the charge is from Kwik Fit by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Kwik Fit and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact Kwik Fit customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the KWIKFIT transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does Kwik Fit Use on Bank Statements?

Kwik Fit may also appear on your statement as:

Frequently Asked Questions About KWIKFIT

What is KWIKFIT on my bank statement?

KWIKFIT is a bank statement transaction code for Kwik Fit, a retail company. Kwik Fit is a UK car-servicing chain handling tyres, brakes, exhausts, MOTs and servicing. Charges are usually one-off service or parts payments that vary by job, though service plans can recur. They typically appear as KWIK FIT or KWIK-FIT on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is KWIKFIT a scam?

Kwik Fit is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Kwik Fit account to review recent activity.

Why is KWIKFIT on my bank statement?

KWIKFIT appears on your statement because Kwik Fit processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel KWIKFIT?

To stop KWIKFIT charges from appearing on your statement, you need to cancel your Kwik Fit subscription or account. Log in to the Kwik Fit website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a KWIKFIT charge?

If you believe you have been charged incorrectly by Kwik Fit, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about Kwik Fit and all its known transaction codes, visit the Kwik Fit merchant page.