FIGMA — Figma Bank Charge Explained

FIGMA on your bank statement is a transaction descriptor for Figma, a subscription company. Figma is a collaborative design and prototyping tool. A recurring charge is your paid seat, billed per editor monthly or annually.

What Is the FIGMA Charge?

FIGMA is a transaction descriptor for Figma, a subscription company.

Figma is a collaborative design and prototyping tool. A recurring charge is your paid seat, billed per editor monthly or annually. It typically appears as FIGMA on your statement.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code FIGMA is the official identifier that Figma registered with Visa or Mastercard.

Is the FIGMA Charge Legitimate?

Figma is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Figma account to review recent activity.

How Do I Cancel or Dispute a FIGMA Charge?

  1. Identify the charge: Confirm the charge is from Figma by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Figma and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact Figma customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the FIGMA transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does Figma Use on Bank Statements?

Figma may also appear on your statement as:

Frequently Asked Questions About FIGMA

What is FIGMA on my bank statement?

FIGMA is a bank statement transaction code for Figma, a subscription company. Figma is a collaborative design and prototyping tool. A recurring charge is your paid seat, billed per editor monthly or annually. It typically appears as FIGMA on your statement. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is FIGMA a scam?

Figma is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Figma account to review recent activity.

Why is FIGMA on my bank statement?

FIGMA appears on your statement because Figma processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel FIGMA?

To stop FIGMA charges from appearing on your statement, you need to cancel your Figma subscription or account. Log in to the Figma website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a FIGMA charge?

If you believe you have been charged incorrectly by Figma, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about Figma and all its known transaction codes, visit the Figma merchant page.