COOP — Co-op Bank Charge Explained

COOP on your bank statement may relate to Co-op, which is listed in the Retail category. The Co-op is a UK cooperative running convenience supermarkets, alongside funeral care, legal and insurance services. Most charges are one-off shopping payments at local stores, while membership and other services may recur.

What Is the COOP Charge?

COOP may relate to Co-op, which is listed in the Retail category.

The Co-op is a UK cooperative running convenience supermarkets, alongside funeral care, legal and insurance services. Most charges are one-off shopping payments at local stores, while membership and other services may recur. Statements typically read CO-OP, CO-OPERATIVE or THE CO-OPERATIVE GROUP.

COOP is how this charge may appear on your bank or card statement.

How Do I Cancel a COOP Charge?

  1. Identify the charge: Confirm the charge is from Co-op by checking your email for a receipt or logging into your account on their website.
  2. Cancel a recurring payment: If this is a recurring payment you no longer want, log in to your Co-op account and cancel it in your account settings before the next billing date.
  3. Contact the merchant: If you recognise the merchant but have a question about the charge, contact Co-op directly using the details on this page.
  4. Contact your bank: If the merchant does not resolve the issue, contact your bank or card issuer using the number on the back of your card. They can explain what options may be available and what information they need.

What Other Names Does Co-op Use on Bank Statements?

Co-op may also appear on your statement as:

Frequently Asked Questions About COOP

What is COOP on my bank statement?

COOP is a bank statement transaction code that may relate to Co-op, which is listed in the Retail category. The Co-op is a UK cooperative running convenience supermarkets, alongside funeral care, legal and insurance services. Most charges are one-off shopping payments at local stores, while membership and other services may recur. Statements typically read CO-OP, CO-OPERATIVE or THE CO-OPERATIVE GROUP. This descriptor appears because banks display a shortened payment code instead of the full company name.

Why is COOP on my bank statement?

COOP is how this charge may appear on your bank or card statement.

How do I cancel COOP?

If this is a recurring payment you no longer want, log in to your Co-op account and cancel it in your account settings before the next billing date. If you recognise the merchant but have a question about the charge, contact Co-op directly using the details on this page. If you do not recognise this entry, contact your bank or card issuer and ask them to confirm the transaction and merchant details. Only you and your bank can confirm whether a payment was authorised.

Related charges

For more information about Co-op and all its known transaction codes, visit the Co-op merchant page.