CENTRE FOR INDEPENDENT LIVING — Centre for Independent Living (or similar) Bank Charge Explained

CENTRE FOR INDEPENDENT LIVING on your bank statement is a transaction descriptor for Centre for Independent Living (or similar), a charity / public sector company. CENTREFORIN is a truncated bank statement descriptor for a UK organisation whose full name begins 'Centre for In...' — most commonly the Centre for Independent Living NI (CILNI), a Northern Ireland charity that helps disabled people manage Direct Payments and Self-Directed Support. CILNI administers personal budget payments on behalf of councils and the HSC Trust, so their name appears as a direct debit on statements of people receiving disability-related care or support funding.

What Is the CENTRE FOR INDEPENDENT LIVING Charge?

CENTRE FOR INDEPENDENT LIVING is a transaction descriptor for Centre for Independent Living (or similar), a charity / public sector company.

CENTREFORIN is a truncated bank statement descriptor for a UK organisation whose full name begins 'Centre for In...' — most commonly the Centre for Independent Living NI (CILNI), a Northern Ireland charity that helps disabled people manage Direct Payments and Self-Directed Support. CILNI administers personal budget payments on behalf of councils and the HSC Trust, so their name appears as a direct debit on statements of people receiving disability-related care or support funding. Other regional Centres for Independent Living (e.g. Ealing CIL, Merton CIL) operate across England and may also produce this descriptor. If you receive Personal Independence Payments (PIP) or direct payments from your local council, a Centre for Independent Living is almost certainly administering those funds. Check any letters from your council or HSC Trust for the specific organisation.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code CENTRE FOR INDEPENDENT LIVING is the official identifier that Centre for Independent Living (or similar) registered with Visa or Mastercard.

Is the CENTRE FOR INDEPENDENT LIVING Charge Legitimate?

We do not have enough verified information about Centre for Independent Living (or similar) to confirm its legitimacy. If you do not recognise this charge, treat it with caution and consider disputing it with your bank.

How Do I Cancel or Dispute a CENTRE FOR INDEPENDENT LIVING Charge?

  1. Identify the charge: Confirm the charge is from Centre for Independent Living (or similar) by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Centre for Independent Living (or similar) and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact Centre for Independent Living (or similar) customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the CENTRE FOR INDEPENDENT LIVING transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does Centre for Independent Living (or similar) Use on Bank Statements?

Centre for Independent Living (or similar) may also appear on your statement as:

Frequently Asked Questions About CENTRE FOR INDEPENDENT LIVING

What is CENTRE FOR INDEPENDENT LIVING on my bank statement?

CENTRE FOR INDEPENDENT LIVING is a bank statement transaction code for Centre for Independent Living (or similar), a charity / public sector company. CENTREFORIN is a truncated bank statement descriptor for a UK organisation whose full name begins 'Centre for In...' — most commonly the Centre for Independent Living NI (CILNI), a Northern Ireland charity that helps disabled people manage Direct Payments and Self-Directed Support. CILNI administers personal budget payments on behalf of councils and the HSC Trust, so their name appears as a direct debit on statements of people receiving disability-related care or support funding. Other regional Centres for Independent Living (e.g. Ealing CIL, Merton CIL) operate across England and may also produce this descriptor. If you receive Personal Independence Payments (PIP) or direct payments from your local council, a Centre for Independent Living is almost certainly administering those funds. Check any letters from your council or HSC Trust for the specific organisation. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is CENTRE FOR INDEPENDENT LIVING a scam?

We do not have enough verified information about Centre for Independent Living (or similar) to confirm its legitimacy. If you do not recognise this charge, treat it with caution and consider disputing it with your bank.

Why is CENTRE FOR INDEPENDENT LIVING on my bank statement?

CENTRE FOR INDEPENDENT LIVING appears on your statement because Centre for Independent Living (or similar) processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel CENTRE FOR INDEPENDENT LIVING?

To stop CENTRE FOR INDEPENDENT LIVING charges from appearing on your statement, you need to cancel your Centre for Independent Living (or similar) subscription or account. Log in to the Centre for Independent Living (or similar) website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a CENTRE FOR INDEPENDENT LIVING charge?

If you believe you have been charged incorrectly by Centre for Independent Living (or similar), first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about Centre for Independent Living (or similar) and all its known transaction codes, visit the Centre for Independent Living (or similar) merchant page.