BP — BP Bank Charge Explained

BP on your bank statement is a transaction descriptor for BP, a retail company. BP runs petrol stations across the UK, with fuel plus Wild Bean Cafe and convenience purchases. Charges are one-off and vary by fill-up or purchase, and pay-at-pump may place a temporary hold that is later adjusted to the actual amount.

What Is the BP Charge?

BP is a transaction descriptor for BP, a retail company.

BP runs petrol stations across the UK, with fuel plus Wild Bean Cafe and convenience purchases. Charges are one-off and vary by fill-up or purchase, and pay-at-pump may place a temporary hold that is later adjusted to the actual amount. They usually appear as BP followed by the station location.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code BP is the official identifier that BP registered with Visa or Mastercard.

Is the BP Charge Legitimate?

BP is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your BP account to review recent activity.

How Do I Cancel or Dispute a BP Charge?

  1. Identify the charge: Confirm the charge is from BP by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to BP and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact BP customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the BP transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does BP Use on Bank Statements?

BP may also appear on your statement as:

Frequently Asked Questions About BP

What is BP on my bank statement?

BP is a bank statement transaction code for BP, a retail company. BP runs petrol stations across the UK, with fuel plus Wild Bean Cafe and convenience purchases. Charges are one-off and vary by fill-up or purchase, and pay-at-pump may place a temporary hold that is later adjusted to the actual amount. They usually appear as BP followed by the station location. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is BP a scam?

BP is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your BP account to review recent activity.

Why is BP on my bank statement?

BP appears on your statement because BP processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel BP?

To stop BP charges from appearing on your statement, you need to cancel your BP subscription or account. Log in to the BP website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a BP charge?

If you believe you have been charged incorrectly by BP, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about BP and all its known transaction codes, visit the BP merchant page.