ALDI — Aldi Bank Charge Explained

ALDI on your bank statement is a transaction descriptor for Aldi, a retail company. Aldi is a German discount supermarket with stores across the UK, known for low-priced groceries and rotating Specialbuys. Charges are one-off shopping payments that vary with each visit, and Aldi does not run a subscription.

What Is the ALDI Charge?

ALDI is a transaction descriptor for Aldi, a retail company.

Aldi is a German discount supermarket with stores across the UK, known for low-priced groceries and rotating Specialbuys. Charges are one-off shopping payments that vary with each visit, and Aldi does not run a subscription. Statements typically read ALDI or ALDI STORES followed by the branch location.

This code appears on your bank statement because banks display a short payment reference — set by the merchant's payment processor — rather than the company's full trading name. The code ALDI is the official identifier that Aldi registered with Visa or Mastercard.

Is the ALDI Charge Legitimate?

Aldi is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Aldi account to review recent activity.

How Do I Cancel or Dispute a ALDI Charge?

  1. Identify the charge: Confirm the charge is from Aldi by checking your email for a receipt or logging into your account on their website.
  2. Cancel your subscription: If you no longer want the service, log in to Aldi and cancel your subscription through account settings before the next billing date.
  3. Contact the merchant: If you do not recognise the charge, contact Aldi customer support and ask for an explanation and refund.
  4. Dispute with your bank: If the merchant does not resolve the issue, call the number on the back of your card and ask to raise a chargeback on the ALDI transaction. Provide the transaction date and amount.
  5. Section 75 rights: If you paid by credit card and the amount was over £100, you may have additional protection under Section 75 of the Consumer Credit Act 1974.

What Other Names Does Aldi Use on Bank Statements?

Aldi may also appear on your statement as:

Frequently Asked Questions About ALDI

What is ALDI on my bank statement?

ALDI is a bank statement transaction code for Aldi, a retail company. Aldi is a German discount supermarket with stores across the UK, known for low-priced groceries and rotating Specialbuys. Charges are one-off shopping payments that vary with each visit, and Aldi does not run a subscription. Statements typically read ALDI or ALDI STORES followed by the branch location. This descriptor appears because banks display a shortened payment code instead of the full company name.

Is ALDI a scam?

Aldi is a well-known, legitimate company. Most charges from this merchant are authorised and relate to purchases or subscriptions you signed up for. If you don't recognise the charge, check your email for a receipt or log into your Aldi account to review recent activity.

Why is ALDI on my bank statement?

ALDI appears on your statement because Aldi processed a payment through their card payment provider. The code is set by their payment processor and is the official descriptor registered with Visa or Mastercard. Common reasons include a subscription renewal, a one-off purchase, or a trial period that has converted to a paid plan.

How do I cancel ALDI?

To stop ALDI charges from appearing on your statement, you need to cancel your Aldi subscription or account. Log in to the Aldi website, go to your account settings, and cancel your subscription. If you cannot find the cancellation option or do not recognise the charge, contact your bank to dispute it and block future payments.

How do I get a refund for a ALDI charge?

If you believe you have been charged incorrectly by Aldi, first contact their customer support to request a refund. If they are unresponsive or unhelpful, contact your bank and ask to raise a chargeback. You typically have up to 120 days from the transaction date to raise a chargeback claim. For credit card purchases over £100, you may also be protected under Section 75 of the Consumer Credit Act.

For more information about Aldi and all its known transaction codes, visit the Aldi merchant page.